Thú cưng có thể cho bạn bờ vai để khóc hoặc thậm chí là một người bạn để tập thể dục cùng. Nghiên cứu từ Viện Y tế Quốc gia (NIH) cho thấy dành thời gian với động vật có thể làm giảm các hormone liên quan đến căng thẳng trong cơ thể bạn hoặc thậm chí làm giảm huyết áp của bạn.
Thật không may, việc sở hữu một con vật cưng có thể rất tốn kém tùy thuộc vào các yếu tố có thể không nằm trong tầm kiểm soát của bạn. Ví dụ:phẫu thuật đục thủy tinh thể ở chó có thể có giá từ 2.700 đô la đến 4.000 đô la và phương pháp điều trị hóa trị cho bệnh ung thư của chó con của bạn có thể lên đến 5.000 đô la. Sau đó là chi phí thông thường của việc tiêm thuốc hoặc chăm sóc trẻ sơ sinh, khám hàng năm, vắc xin định kỳ và hơn thế nữa.
Nếu bạn không chuẩn bị, thú cưng của bạn có thể dễ dàng tiêu tốn hàng nghìn đô la mỗi năm. Bảo hiểm vật nuôi TrustedPals có thể giúp chủ sở hữu vật nuôi cung cấp cho vật nuôi của họ sự chăm sóc tốt nhất và bảo vệ chống lại các hóa đơn thú y bất ngờ.
Công ty bảo hiểm làm cho chi phí sở hữu một con vật cưng dễ dự đoán hơn đáng kể. Đối với khoản phí bảo hiểm vật nuôi hàng tháng, bạn sẽ được bảo hiểm cho những tai nạn và bệnh tật mà bạn không thể dự trù trước. Nó cũng cung cấp một kế hoạch chăm sóc sức khỏe bao gồm chăm sóc thường xuyên và định kỳ.
Nếu bạn muốn bảo vệ mình khỏi các hóa đơn bác sĩ thú y đắt tiền trong khi đảm bảo thú cưng của bạn nhận được sự chăm sóc xứng đáng, thì một gói bảo hiểm vật nuôi có thể giúp ích. Hãy tiếp tục đọc để tìm hiểu cách hoạt động của Bảo hiểm vật nuôi TrustedPals và liệu nó có thể dành cho bạn hay không.
Quảng cáo bằng tiền. Chúng tôi có thể được trả tiền nếu bạn nhấp vào quảng cáo này.
Hãy cho thú cưng của bạn sự chăm sóc mà chúng xứng đáng được hưởng! Bảo hiểm thú cưng sẽ bảo hiểm cho thú cưng của bạn từ đầu đến chân — suốt đời. Chọn trạng thái của bạn để bắt đầu. Hawaii Alaska / path> Florida Nam Carolina Georgia Alabama Bắc Carolina Tennessee RI Đảo Rhode CT Connecticut MA Massachusetts Maine NH New Hampshire VT Vermont New York NJ New Jersey DE Delaware MD Maryland West Virginia Ohio Michigan Arizona Nevada Utah Colorado New Mexico South Dakota Iowa Indiana Illinois Minnesota Wisconsin Missouri Louisiana Virginia DC Washington DC Idaho California North Dakota Washington Oregon Montana Wyoming Nebraska Kansas Oklahoma Pennsylvania Kentucky Mississippi Arkansas Texas Get a Free Quote About TrustedPals Pet Insurance
TrustedPals Pet Insurance is underwritten by Zurich North America, which has an A+ rating for financial strength from A.M. Best. You can feel confident about the financial security of this insurance provider.
It offers insurance for dogs and cats of any breed, or age. There are products for every budget and TrustedPals lets you customize your plan. For example, you can choose your annual coverage limit and deductible. You can also pick your own vet when seeking out care, instead of having to choose from a pre-approved veterinarian list.
TrustedPals Pet Insurance Products and Services
Although some pet insurance providers offer plans for a wide range of animals, TrustedPals focuses their business on offering helpful pet insurance plans for dogs and cats. With a pet insurance plan from TrustedPals, you can choose the coverage you want, whether you prefer insurance only for accidents or illnesses, or a comprehensive wellness plan.
TrustedPals Dog Insurance
When buying TrustedPas dog insurance, you can get coverage for accidents and illnesses first and foremost. This part of your plan pays for vet visits required to diagnose the problem. It also covers treatments, prescription medicine, and special pet food or supplements prescribed by your vet.
Meanwhile, any behavioral training and therapies prescribed by your vet might also be covered by your dog insurance plan. You also have the option to add on a pet wellness plan that covers up to $750 in routine and preventative care every year. Your wellness plan can kick in to pay for:
Wellness exams
Vaccinations
Flea and tick medicine
Heartworm prevention and testing
Prescribed nutritional supplements
Spay or neuter
Dental cleanings
Prescription pet food
When you apply for dog insurance through TrustedPals, you can tailor coverage to your needs. For example, you can pick an annual coverage limit and a reimbursement level. You can also choose a deductible between $100 and $750.
Additionally, TrustedPals lets you customize your plan with the exact features you want.
*Sample quote is for a five-year-old large, female dog that’s mixed-breed
TrustedPals Cat Insurance
TrustedPals cat insurance plans offer the same basic coverages for accidents and illness. If your cat has major health conditions, your pet insurance plan will pay for related visits to your veterinarian, including treatments, medication, and special pet food or supplements prescribed by your vet.
Similarly, behavioral training and therapies might also be included in your plan provided your veterinarian prescribes them. A pet wellness plan for cats can also be added, if you’d like. This covers up to $750 in routine care such as wellness exams, dental cleanings, preventative medications, spay or neuter, and more.
When you apply for cat insurance through TrustedPals, you have the option to choose from one of their plans or create your own.
*Sample quote is for a five-year-old female cat, that’s mixed-breed
Costs Not Covered by TrustedPals Pet Insurance
Although we’ve included some basics on what each pet insurance plan covers, TrustedPals has a list of “not covered” expenses, like other insurers. Before you buy pet insurance, you should know about the conditions and situations this provider excludes.
TrustedPals doesn’t provide coverage for:
Pre-existing medical conditions
Anything not prescribed by your veterinarian
Hip dysplasia for the first year
Cruciate ligament injuries in the first year
Boarding and transport
Non-veterinary costs, like pet license fees
Preventative care (unless you add on a $750 wellness plan)
Unique Features
There are a few major areas where TrustedPals Pet Insurance really stands out. These include the following:
TrustedPals lets you file claims online or through your mobile device. It also promises claim payouts in 10 days, versus the 30-day turnaround you can expect from some pet insurance providers.
You get an annual deductible with TrustedPals plans, whereas some providers have a deductible for each condition or incident.
TrustedPals doesn’t have a maximum age limit for dogs or cats. Other providers won’t sell plans if you have a senior pet.
Who TrustedPals Pet Insurance is Best For
TrustedPals is a good option for anyone with a dog or cat, but particularly for people with older animals who can’t purchase pet insurance elsewhere. This provider is also a good choice for pet owners who want to customize their coverage so they only pay for what they need.
After all, you can go with TrustedPals to get bare bonus coverage for surgeries or major illness, but also buy a robust plan with no annual coverage limit and up to $750 toward wellness and ongoing care.
Ads by Money. We may be compensated if you click this ad.Ad Protect your pet from head-to-paw with TrustedPals.Get a Free QuoteADVERTISEMENT TrustedPals Pet Insurance vs. Other Pet Insurance Competitors
The following table shows how TrustedPals stacks up to a few of the top competitors in the pet insurance space:
TrustedPals Pet Insurance Healthy Paws Embrace Pet Insurance Age limit for dogs and cats No Max age of 14 Max age of 14; pets ages 14 and older can qualify for an accident-only plan Claims processed Within 10 days Up to 15 days Up to 15 days 100% reimbursement option Yes No; up to 90% No; up to 90% Deductible type Annual Annual Annual Wellness plan available Yes No Yes
What to Know About the Pet Insurance Industry
Before you select a pet insurance plan, there are details you should know about this industry. The following key points are important considerations before settling on a new plan:
Waiting periods are common. Unlike health insurance for humans that kicks in right away, pet insurance plans might have fine print that states when your plan actually starts. For example, TrustedPals Pet Insurance has a waiting period of 14 days, but other insurers have waiting periods up to 30 days.Reimbursement can be low. As you compare pet insurance plans, check for reimbursement rates. Even some of the top plans only have reimbursement levels as low as 50%, which doesn’t prevent you from paying exorbitant vet bills.Pre-existing conditions can’t be covered . By and large, the pet insurance industry doesn’t cover your pet’s pre-existing conditions. This is important to know before investing in a plan.
Kết luận
We feel confident recommending TrustedPals Pet Insurance for a few reasons. The company earns excellent third-party rankings for financial strength. We also like that you can customize your policy to meet your pet’s needs and your budget. The option to add on a comprehensive wellness plan is also helpful.
It’s smart to compare at least three or four pet insurance providers before purchasing a plan to protect your best friend. Our guide to the best pet insurance of 2021 can help you get started.
TrustedPals Pet Insurance FAQs
If your goal is protecting your pet and your finances, you should find out all you can about TrustedPals. The following questions and answers can help.
TrustedPals offers discounts for families who insure multiple pets, military members and veterans, veterinary industry workers, veterinary students, and first responders. You can also get a discount if your pet is a service animal.
Like other pet insurance providers, TrustedPals doesn’t cover your pet’s pre-existing conditions.
TrustedPals Pet Insurance covers a broad range of preventative care with a wellness plan. It covers up to $750 in wellness each year, and is available as an add-on to your regular insurance.
