Nếu một thành viên trong gia đình đã đầu tư 2.000 đô la khi bạn sinh ra, bạn nghĩ mình có ngày hôm nay là bao nhiêu?

Với sự giúp đỡ của Tenpao Lee, giáo sư kinh tế tại Đại học Niagara, MoneyWise đã tính toán giá trị hiện tại của các khoản đầu tư giả định 2.000 đô la vào cổ phiếu, vàng, trái phiếu và các khoản tiết kiệm được thực hiện trong mỗi 50 năm qua.

Kết quả của chúng tôi đối với cổ phiếu dựa trên lợi nhuận của S&P 500; nó sẽ tương tự như việc đầu tư vào một trong những quỹ chỉ số S&P 500 phổ biến được các dịch vụ đầu tư tự động hiện nay, chẳng hạn như Betterment, khuyến nghị.

Giúp bạn kiếm tiền

Cải tiến có thể giúp bạn kiếm được nhiều tiền hơn 38% so với một nhà đầu tư bình thường.

Bắt đầu ngay bây giờ

Kết quả vàng dựa trên giá cuối năm của IBA; đối với trái phiếu, chúng tôi sử dụng lợi tức trung bình hàng năm cho Kho bạc 10 năm. Kết quả tiết kiệm dựa trên lợi suất trung bình của đĩa CD 6 tháng, vì dữ liệu lịch sử về tỷ lệ tài khoản tiết kiệm không có sẵn. Chúng tôi đã không điều chỉnh lạm phát hoặc tính phí đầu tư.

Xem khoản đầu tư tương đối khiêm tốn được thực hiện trong năm bạn sinh ra sẽ tăng trưởng như thế nào và xem loại hình đầu tư nào sẽ mang lại lợi nhuận tốt nhất.

1968

2.000 đô la đầu tư vào cổ phiếu sẽ mang lại cho bạn khoảng 52.390 đô la ngày hôm nay.

2.000 đô la đầu tư vào vàng sẽ mang lại cho bạn khoảng 62.560 đô la ngày hôm nay.

2.000 đô la đầu tư vào trái phiếu sẽ mang lại cho bạn khoảng 40.720 đô la ngày hôm nay.

2.000 đô la gửi tiết kiệm sẽ mang lại cho bạn khoảng 25.310 đô la ngày hôm nay.

1969

2.000 đô la đầu tư vào cổ phiếu sẽ mang lại cho bạn khoảng 61.240 đô la ngày hôm nay.

2.000 đô la đầu tư vào vàng sẽ mang lại cho bạn khoảng 46.200 đô la ngày hôm nay.

2.000 đô la đầu tư vào trái phiếu sẽ mang lại cho bạn khoảng 37.750 đô la ngày hôm nay.

2.000 đô la gửi tiết kiệm sẽ mang lại cho bạn khoảng 23.200 đô la ngày hôm nay.

1970

2.000 đô la đầu tư vào cổ phiếu sẽ mang lại cho bạn khoảng 61.960 đô la ngày hôm nay.

2.000 đô la đầu tư vào vàng sẽ mang lại cho bạn khoảng 70.250 đô la ngày hôm nay.

2.000 đô la đầu tư vào trái phiếu sẽ mang lại cho bạn khoảng 35.450 đô la ngày hôm nay.

2.000 đô la gửi tiết kiệm sẽ mang lại cho bạn khoảng 21.940 đô la ngày hôm nay.

1971

2.000 đô la đầu tư vào cổ phiếu sẽ mang lại cho bạn khoảng 56.260 đô la ngày hôm nay.

2.000 đô la đầu tư vào vàng sẽ mang lại cho bạn khoảng 60.360 đô la ngày hôm nay.

2.000 đô la đầu tư vào trái phiếu sẽ mang lại cho bạn khoảng 33.470 đô la ngày hôm nay.

2.000 đô la gửi tiết kiệm sẽ mang lại cho bạn khoảng 20.940 đô la ngày hôm nay.

1972

2.000 đô la đầu tư vào cổ phiếu sẽ mang lại cho bạn khoảng 47.490 đô la ngày hôm nay.

2.000 đô la đầu tư vào vàng sẽ mang lại cho bạn khoảng 40.580 đô la ngày hôm nay.

2.000 đô la đầu tư vào trái phiếu sẽ mang lại cho bạn khoảng 31.460 đô la ngày hôm nay.

2.000 đô la gửi tiết kiệm sẽ mang lại cho bạn khoảng 19.800 đô la ngày hôm nay.

Bắt đầu lưu

Tính toán số tiền bạn cần tiết kiệm mỗi tháng để đạt được mục tiêu của mình.

1973

2.000 đô la đầu tư vào cổ phiếu sẽ mang lại cho bạn khoảng 58.870 đô la ngày hôm nay.

2.000 đô la đầu tư vào vàng sẽ mang lại cho bạn khoảng 23.390 đô la ngày hôm nay.

2.000 đô la đầu tư vào trái phiếu sẽ mang lại cho bạn khoảng 29.430 đô la ngày hôm nay.

2.000 đô la gửi tiết kiệm sẽ mang lại cho bạn khoảng 18.260 đô la ngày hôm nay.

1974

2.000 đô la đầu tư vào cổ phiếu sẽ mang lại cho bạn khoảng 83.190 đô la ngày hôm nay.

2.000 đô la đầu tư vào vàng sẽ mang lại cho bạn khoảng 14.000 đô la ngày hôm nay.

2.000 đô la đầu tư vào trái phiếu sẽ mang lại cho bạn khoảng 27.400 đô la ngày hôm nay.

2.000 đô la gửi tiết kiệm sẽ mang lại cho bạn khoảng 16.780 đô la ngày hôm nay.

1975

2.000 đô la đầu tư vào cổ phiếu sẽ mang lại cho bạn khoảng 62.900 đô la ngày hôm nay.

2.000 đô la đầu tư vào vàng sẽ mang lại cho bạn khoảng 18.720 đô la ngày hôm nay.

2.000 đô la đầu tư vào trái phiếu sẽ mang lại cho bạn khoảng 25.430 đô la ngày hôm nay.

2.000 đô la gửi tiết kiệm sẽ mang lại cho bạn khoảng 15.840 đô la ngày hôm nay.

1976

2.000 đô la đầu tư vào cổ phiếu sẽ mang lại cho bạn khoảng 53.290 đô la ngày hôm nay.

2.000 đô la đầu tư vào vàng sẽ mang lại cho bạn khoảng 19.510 đô la hôm nay.

2.000 đô la đầu tư vào trái phiếu sẽ mang lại cho bạn khoảng 23.810 đô la ngày hôm nay.

2.000 đô la gửi tiết kiệm sẽ mang lại cho bạn khoảng 15.130 đô la ngày hôm nay.

1977

2.000 đô la đầu tư vào cổ phiếu sẽ mang lại cho bạn khoảng 59.470 đô la ngày hôm nay.

2.000 đô la đầu tư vào vàng sẽ mang lại cho bạn khoảng 15.860 đô la ngày hôm nay.

2.000 đô la đầu tư vào trái phiếu sẽ mang lại cho bạn khoảng 22.090 đô la ngày hôm nay.

2.000 đô la gửi tiết kiệm sẽ mang lại cho bạn khoảng 14.130 đô la hôm nay.

1978

2.000 đô la đầu tư vào cổ phiếu sẽ mang lại cho bạn khoảng 58.050 đô la ngày hôm nay.

2.000 đô la đầu tư vào vàng sẽ mang lại cho bạn khoảng 11.700 đô la hôm nay.

2.000 đô la đầu tư vào trái phiếu sẽ mang lại cho bạn khoảng 20.240 đô la ngày hôm nay.

2.000 đô la gửi tiết kiệm sẽ mang lại cho bạn khoảng 12.680 đô la ngày hôm nay.

Năm 1979

2.000 đô la đầu tư vào cổ phiếu sẽ mang lại cho bạn khoảng 51.760 đô la ngày hôm nay.

2.000 đô la đầu tư vào vàng sẽ mang lại cho bạn khoảng 5.010 đô la ngày hôm nay.

2.000 đô la đầu tư vào trái phiếu sẽ mang lại cho bạn khoảng 18.340 đô la ngày hôm nay.

2.000 đô la gửi tiết kiệm sẽ mang lại cho bạn khoảng 11.190 đô la ngày hôm nay.

1980

$2,000 invested in stocks would give you around $41,800 today.

$2,000 invested in gold would give you around $4,450 today.

$2,000 invested in bonds would give you around $16,310 today.

$2,000 put into savings would give you around $9,670 today.

1981

$2,000 invested in stocks would give you around $45,070 today.

$2,000 invested in gold would give you around $6,560 today.

$2,000 invested in bonds would give you around $14,310 today.

$2,000 put into savings would give you around $8,520 today.

1982

$2,000 invested in stocks would give you around $40,030 today.

$2,000 invested in gold would give you around $5,860 today.

$2,000 invested in bonds would give you around $12,970 today.

$2,000 put into savings would give you around $7,840 today.

1983

$2,000 invested in stocks would give you around $33,940 today.

$2,000 invested in gold would give you around $6,880 today.

$2,000 invested in bonds would give you around $11,600 today.

$2,000 put into savings would give you around $7,150 today.

1984

$2,000 invested in stocks would give you around $33,920 today.

$2,000 invested in gold would give you around $8,500 today.

$2,000 invested in bonds would give you around $10,400 today.

$2,000 put into savings would give you around $6,580 today.

1985

$2,000 invested in stocks would give you around $26,920 today.

$2,000 invested in gold would give you around $8,030 today.

$2,000 invested in bonds would give you around $9,540 today.

$2,000 put into savings would give you around $6,110 today.

1986

$2,000 invested in stocks would give you around $22,440 today.

$2,000 invested in gold would give you around $6,720 today.

$2,000 invested in bonds would give you around $8,900 today.

$2,000 put into savings would give you around $5,760 today.

1987

$2,000 invested in stocks would give you around $23,150 today.

$2,000 invested in gold would give you around $5,400 today.

$2,000 invested in bonds would give you around $8,170 today.

$2,000 put into savings would give you around $5,390 today.

1988

$2,000 invested in stocks would give you around $20,180 today.

$2,000 invested in gold would give you around $6,400 today.

$2,000 invested in bonds would give you around $7,490 today.

$2,000 put into savings would give you around $4,920 today.

1989

$2,000 invested in stocks would give you around $16,006 today.

$2,000 invested in gold would give you around $6,550 today.

$2,000 invested in bonds would give you around $6,940 today.

$2,000 put into savings would give you around $4,550 today.

1990

$2,000 invested in stocks would give you around $16,970 today.

$2,000 invested in gold would give you around $6,720 today.

$2,000 invested in bonds would give you around $6,420 today.

$2,000 put into savings would give you around $4,240 today.

Start Saving

Calculate how much you need to save each month to reach your goal.

1991

$2,000 invested in stocks would give you around $14,360 today.

$2,000 invested in gold would give you around $7,430 today.

$2,000 invested in bonds would give you around $6,020 today.

$2,000 put into savings would give you around $4,070 today.

1992

$2,000 invested in stocks would give you around $12,810 today.

$2,000 invested in gold would give you around $7,890 today.

$2,000 invested in bonds would give you around $5,640 today.

$2,000 put into savings would give you around $3,930 today.

1993

$2,000 invested in stocks would give you around $11,980 today.

$2,000 invested in gold would give you around $6,720 today.

$2,000 invested in bonds would give you around $5,330 today.

$2,000 put into savings would give you around $3,800 today.

1994

$2,000 invested in stocks would give you around $12,260 today.

$2,000 invested in gold would give you around $6,860 today.

$2,000 invested in bonds would give you around $4,940 today.

$2,000 put into savings would give you around $3,560 today.

1995

$2,000 invested in stocks would give you around $9,090 today.

$2,000 invested in gold would give you around $6,790 today.

$2,000 invested in bonds would give you around $4,680 today.

$2,000 put into savings would give you around $3,380 today.

1996

$2,000 invested in stocks would give you around $7,510 today.

$2,000 invested in gold would give you around $7,110 today.

$2,000 invested in bonds would give you around $4,400 today.

$2,000 put into savings would give you around $3,200 today.

1997

$2,000 invested in stocks would give you around $5,800 today.

$2,000 invested in gold would give you around $9,080 today.

$2,000 invested in bonds would give you around $4,160 today.

$2,000 put into savings would give you around $3,030 today.

1998

$2,000 invested in stocks would give you around $4,690 today.

$2,000 invested in gold would give you around $9,130 today.

$2,000 invested in bonds would give you around $3,970 today.

$2,000 put into savings would give you around $2,890 today.

1999

$2,000 invested in stocks would give you around $3,910 today.

$2,000 invested in gold would give you around $9,030 today.

$2,000 invested in bonds would give you around $3,730 today.

$2,000 put into savings would give you around $2,720 today.

2000

$2,000 invested in stocks would give you around $4,190 today.

$2,000 invested in gold would give you around $9,630 today.

$2,000 invested in bonds would give you around $3,550 today.

$2,000 put into savings would give you around $2,560 today.

2001

$2,000 invested in stocks would give you around $4,870 today.

$2,000 invested in gold would give you around $9,500 today.

$2,000 invested in bonds would give you around $3,380 today.

$2,000 put into savings would give you around $2,520 today.

2002

$2,000 invested in stocks would give you around $6,210 today.

$2,000 invested in gold would give you around $7,660 today.

$2,000 invested in bonds would give you around $3,250 today.

$2,000 put into savings would give you around $2,480 today.

2003

$2,000 invested in stocks would give you around $5,160 today.

$2,000 invested in gold would give you around $6,290 today.

$2,000 invested in bonds would give you around $3,120 today.

$2,000 put into savings would give you around $2,450 today.

2004

$2,000 invested in stocks would give you around $4,650 today.

$2,000 invested in gold would give you around $6,000 today.

$2,000 invested in bonds would give you around $2,990 today.

$2,000 put into savings would give you around $2,390 today.

2005

$2,000 invested in stocks would give you around $4,420 today.

$2,000 invested in gold would give you around $5,120 today.

$2,000 invested in bonds would give you around $2,870 today.

$2,000 put into savings would give you around $2,280 today.

2006

$2,000 invested in stocks would give you around $3,940 today.

$2,000 invested in gold would give you around $4,130 today.

$2,000 invested in bonds would give you around $2,740 today.

$2,000 put into savings would give you around $2,170 today.

2007

$2,000 invested in stocks would give you around $3,770 today.

$2,000 invested in gold would give you around $3,140 today.

$2,000 invested in bonds would give you around $2,630 today.

$2,000 put into savings would give you around $2,070 today.

2008

$2,000 invested in stocks would give you around $6,360 today.

$2,000 invested in gold would give you around $3,040 today.

$2,000 invested in bonds would give you around $2,580 today.

$2,000 put into savings would give you around $2,040 today.

2009

$2,000 invested in stocks would give you around $5,030 today.

$2,000 invested in gold would give you around $2,380 today.

$2,000 invested in bonds would give you around $2,480 today.

$2,000 put into savings would give you around $2,030 today.

2010

$2,000 invested in stocks would give you around $4,490 today.

$2,000 invested in gold would give you around $1,860 today.

$2,000 invested in bonds would give you around $2,400 today.

$2,000 put into savings would give you around $2,020 today.

2011

$2,000 invested in stocks would give you around $4,490 today.

$2,000 invested in gold would give you around $1,670 today.

$2,000 invested in bonds would give you around $2,360 today.

$2,000 put into savings would give you around $2,020 today.

2012

$2,000 invested in stocks would give you around $3,920 today.

$2,000 invested in gold would give you around $1,580 today.

$2,000 invested in bonds would give you around $2,320 today.

$2,000 put into savings would give you around $2,020 today.

2013

$2,000 invested in stocks would give you around $3,090 today.

$2,000 invested in gold would give you around $2,190 today.

$2,000 invested in bonds would give you around $2,250 today.

$2,000 put into savings would give you around $2,010 today.

2014

$2,000 invested in stocks would give you around $2,720 today.

$2,000 invested in gold would give you around $2,190 today.

$2,000 invested in bonds would give you around $2,200 today.

$2,000 put into savings would give you around $2,010 today.

2015

$2,000 invested in stocks would give you around $2,720 today.

$2,000 invested in gold would give you around $2,470 today.

$2,000 invested in bonds would give you around $2,150 today.

$2,000 put into savings would give you around $2,010 today.

2016

$2,000 invested in stocks would give you around $2,480 today.

$2,000 invested in gold would give you around $2,270 today.

$2,000 invested in bonds would give you around $2,100 today.

$2,000 put into savings would give you around $2,010 today.

2017

$2,000 invested in stocks would give you around $2,090 today.

$2,000 invested in gold would give you around $2,030 today.

$2,000 invested in bonds would give you around $2,050 today.

$2,000 put into savings would give you around $2,003 today.

More: Interested in investing? With Stash, anyone can start investing in just 2 minutes, with as little as $5 or as much as $2,000.

What's Next

How to Invest in Stocks

Most Americans have money in the stock market. Learn how you can start.

Read More

How to Use the Acorns App

Growing wealth from your pocket change is a lot easier than you think.

Read More

Should You Pay Off a Mortgage or Invest?

Got extra disposable income? Here's how to make the right choice for it.

Read More